Investing in a vehicle can be intimidating, especially if you've never bought one before. There are several steps you can take to prepare yourself and your financial account for this large purchase. Doing your homework now can prevent future headaches.

Your primary step should always be to reflect on what you'll want on your checklist. Make a list of all the many things you want from a vehicle, as well as all the many things it needs to do. A soccer mom may need extra seating for carpooling and bunches of room for sports equipment, while a bachelor or bachelorette might enjoy a smaller sportscar for zipping around town and easily parking in tight spaces.

Second, consider money; what is your price wide range? A typical rule-of-thumb is to set your highest budgeted amount at 20 % of your take-home pay. For example, someone making $50,000 should designate $10,000 as their maximum purchase price. When making this decision, you can think about the cost of owning the car, paying for gas, and your other associated bills. You may adjust your budget accordingly.

Complete Power Steering Rack And Pinion Assembly Fits 2001-2006 Toyota Tundra
Complete Power Steering Rack And Pinion Assembly Fits 2001-2006 Toyota Tundra
189.84
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Complete Power Steering Rack And Pinion Assembly For Toyota Camry And Lexus
Complete Power Steering Rack And Pinion Assembly For Toyota Camry And Lexus
160.79
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New Power Steering Rack And Pinion Outer Tie Rods Chevy Trailblazer Gmc Envoy
New Power Steering Rack And Pinion Outer Tie Rods Chevy Trailblazer Gmc Envoy
184.49
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New Complete Power Steering Rack And Pinion For Chevy Silverado 1500
New Complete Power Steering Rack And Pinion For Chevy Silverado 1500
189.54
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Complete Pwr Steering Rack And Pinion Assembly Outer Tie Rods For Honda Accord
Complete Pwr Steering Rack And Pinion Assembly Outer Tie Rods For Honda Accord
158.89
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Power Steering Rack And Pinion Assembly Outer Tie Rods For 1996-2000 Honda Civic
Power Steering Rack And Pinion Assembly Outer Tie Rods For 1996-2000 Honda Civic
161.49
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Complete Power Steering Rack And Pinion Assembly For 2001 - 2005 Honda Civic
Complete Power Steering Rack And Pinion Assembly For 2001 - 2005 Honda Civic
127.54
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Complete Power Steering Rack And Pinion Assembly For Honda Accord Acura Cl
Complete Power Steering Rack And Pinion Assembly For Honda Accord Acura Cl
126.58
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Power Steering Rack And Pinion Assembly New Outer Tie Rods Silverado Sierra 2wd
Power Steering Rack And Pinion Assembly New Outer Tie Rods Silverado Sierra 2wd
203.55
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New Complete Power Steering Rack And Pinion Outer Tie Rods For Toyota Tacoma 4wd
New Complete Power Steering Rack And Pinion Outer Tie Rods For Toyota Tacoma 4wd
199.02
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Complete Power Steering Rack And Pinion Assembly For 2005 - 2010 Honda Odyssey
Complete Power Steering Rack And Pinion Assembly For 2005 - 2010 Honda Odyssey
141.55
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Complete Power Steering Rack And Pinion Assembly For 1998 - 2003 Toyota Sienna
Complete Power Steering Rack And Pinion Assembly For 1998 - 2003 Toyota Sienna
150.33
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Power Steering Rack And Pinion Assembly For 07-14 Sierra Silverado 1500 Yukon
Power Steering Rack And Pinion Assembly For 07-14 Sierra Silverado 1500 Yukon
208.52
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New Manual Steering Rack And Pinion Assembly 2 Outer Tie Rod Honda Civic
New Manual Steering Rack And Pinion Assembly 2 Outer Tie Rod Honda Civic
132.95
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New Power Steering Rack Pinion 2 Outer Tie Rod For Chevy Gmc Cadillac
New Power Steering Rack Pinion 2 Outer Tie Rod For Chevy Gmc Cadillac
217.74
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16 Power Steering Rack And Pinion Assembly Fits Chevy Impala2000 - 2011
16 Power Steering Rack And Pinion Assembly Fits Chevy Impala2000 - 2011
139.12
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Power Steering Rack And Pinion Wo Magnasteer  Outer Tie Rods For Chevy Buick
Power Steering Rack And Pinion Wo Magnasteer Outer Tie Rods For Chevy Buick
145.58
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Electric Steering Rack Pinion Assembly For 2011 - 2012 Ford Explorer
Electric Steering Rack Pinion Assembly For 2011 - 2012 Ford Explorer
474.05
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Power Steering Rack Pinion 2 Outer Tie Rod Ends For Toyota Camry Avalon
Power Steering Rack Pinion 2 Outer Tie Rod Ends For Toyota Camry Avalon
144.92
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152  Steering Rack And Pinion 2 New Outer Tie Rods For Nissan Altimamaxima
152 Steering Rack And Pinion 2 New Outer Tie Rods For Nissan Altimamaxima
147.87
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16 Power Steering Rack And Pinion For Chevy Impala Monte Carlo 2000-2010
16 Power Steering Rack And Pinion For Chevy Impala Monte Carlo 2000-2010
130.66
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New Power Steering Rack And Pinion Assembly For 1995-2004 Toyota 4runner Tacoma
New Power Steering Rack And Pinion Assembly For 1995-2004 Toyota 4runner Tacoma
185.49
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Complete Power Steering Rack Pinion For Cadillac Dts And Deville
Complete Power Steering Rack Pinion For Cadillac Dts And Deville
112.38
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Complete Power Steering Rack And Pinion For 1999 2000 2001 - 2004 Honda Odyssey
Complete Power Steering Rack And Pinion For 1999 2000 2001 - 2004 Honda Odyssey
159.88
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Power Steering Rack Pinion Assembly Direct Fit For Honda Cr-v Brand New
Power Steering Rack Pinion Assembly Direct Fit For Honda Cr-v Brand New
155.30
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Power Steering Rack And Pinion Assembly Fits 2003 2004 2005-2008 Honda Pilot
Power Steering Rack And Pinion Assembly Fits 2003 2004 2005-2008 Honda Pilot
174.91
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For 2001-2005 Lexus Is300 Complete Power Steering Rack And Pinion - Usa Made
For 2001-2005 Lexus Is300 Complete Power Steering Rack And Pinion - Usa Made
151.04
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Power Steering Rack And Pinion Outer Tie Rods For 2007 - 2012 Nissan Altima
Power Steering Rack And Pinion Outer Tie Rods For 2007 - 2012 Nissan Altima
137.08
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Complete Power Steering Rack And Pinion Assembly Outer Tie Rod Ends For Sienna
Complete Power Steering Rack And Pinion Assembly Outer Tie Rod Ends For Sienna
160.79
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332 Power Steering Rack And Pinion 2 Outer Rods Fits 2004 - 2008 Acura Tsx
332 Power Steering Rack And Pinion 2 Outer Rods Fits 2004 - 2008 Acura Tsx
203.98
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Complete Power Steering Rack Pinion Both Outer Tie Rods Honda Accord 4 Cyl
Complete Power Steering Rack Pinion Both Outer Tie Rods Honda Accord 4 Cyl
137.03
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Drivestar Manual Steering Rack And Pinion Assembly For 96-00 Honda Civic
Drivestar Manual Steering Rack And Pinion Assembly For 96-00 Honda Civic
106.10
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Complete Power Steering Rack Pinion Assy For 2000 - 2006 Nissan Sentra 1.8l
Complete Power Steering Rack Pinion Assy For 2000 - 2006 Nissan Sentra 1.8l
151.81
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Power Steering Rack And Pinion 2 New Outer Tie Rod For Chrysler 300 Magnum 2wd
Power Steering Rack And Pinion 2 New Outer Tie Rod For Chrysler 300 Magnum 2wd
126.74
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Power Steering Rack And Pinion Assembly For 2001 2002 2003 2004-2011 Ford Ranger
Power Steering Rack And Pinion Assembly For 2001 2002 2003 2004-2011 Ford Ranger
132.95
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Complete Electronic Steering Rack And Pinion 2 New Outer Tie Rods For Malibu
Complete Electronic Steering Rack And Pinion 2 New Outer Tie Rods For Malibu
121.84
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2wd Complete Power Steering Rack And Pinion Assembly For Dodge Dakota Durango
2wd Complete Power Steering Rack And Pinion Assembly For Dodge Dakota Durango
130.34
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Power Steering Rack And Pinion Assembly For 2003-2005 Infiniti G35 Nissan 350z
Power Steering Rack And Pinion Assembly For 2003-2005 Infiniti G35 Nissan 350z
142.33
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New Complete Power Steering Rack And Pinion 2 Outer Tie Rods Honda Civic 1.8l
New Complete Power Steering Rack And Pinion 2 Outer Tie Rods Honda Civic 1.8l
151.99
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Power Steering Rack And Pinion 2 New Front Outer Tie Rod For Toyota Sienna
Power Steering Rack And Pinion 2 New Front Outer Tie Rod For Toyota Sienna
165.54
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14 Power Steering Rack And Pinion Assembly Fits 1994 - 2004 Ford Mustang Gt
14 Power Steering Rack And Pinion Assembly Fits 1994 - 2004 Ford Mustang Gt
140.06
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Complete Power Steering Rack And Pinion Assembly For 2006-12 Dodge Ram 1500
Complete Power Steering Rack And Pinion Assembly For 2006-12 Dodge Ram 1500
167.48
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Brand New Steering Rack And Pinion For 2004-2008 Ford F-150 Lincoln Mark Lt 4x4
Brand New Steering Rack And Pinion For 2004-2008 Ford F-150 Lincoln Mark Lt 4x4
195.22
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Complete Power Steering Rack And Pinion For 2000-2004 Dodge Dakota Durango 4wd
Complete Power Steering Rack And Pinion For 2000-2004 Dodge Dakota Durango 4wd
150.69
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Power Steering Rack And Pinion Assembly For 0176   2004-2015 Nissan Armada
Power Steering Rack And Pinion Assembly For 0176 2004-2015 Nissan Armada
179.00
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Power Steering Rack Pinion Assembly For Aura Malibu G6 New
Power Steering Rack Pinion Assembly For Aura Malibu G6 New
110.93
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Power Steering Rack And Pinion Assembly For 2007 - 2014 Gmc Chevrolet Cadillac
Power Steering Rack And Pinion Assembly For 2007 - 2014 Gmc Chevrolet Cadillac
208.29
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96 Power Steering Rack And Pinion Fits 2wd 2002 2003 2004 2005 Dodge Ram 1500
96 Power Steering Rack And Pinion Fits 2wd 2002 2003 2004 2005 Dodge Ram 1500
155.76
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Rebuilt Power Steering Rack And Pinion Assembly For Honda Cr-v Element
Rebuilt Power Steering Rack And Pinion Assembly For Honda Cr-v Element
118.56
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Power Steering Rack And Pinion 2 Outer Tie Rods For Buick Lesabre Pontiac
Power Steering Rack And Pinion 2 Outer Tie Rods For Buick Lesabre Pontiac
132.29
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Complete Electronic Steering Rack Pinion Assembly For Equinox Torrent
Complete Electronic Steering Rack Pinion Assembly For Equinox Torrent
94.99
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17  Power Steering Rack And Pinion Assembly Fits Toyota Camry 1992-2001
17 Power Steering Rack And Pinion Assembly Fits Toyota Camry 1992-2001
110.92
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Complete Power Steering Rack And Pinion Assembly For Highlander Rx330 Rx350
Complete Power Steering Rack And Pinion Assembly For Highlander Rx330 Rx350
151.24
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Complete Power Steering Rack And Pinion Assembly For 2005-2008 Toyota Tacoma 4x4
Complete Power Steering Rack And Pinion Assembly For 2005-2008 Toyota Tacoma 4x4
213.07
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Power Steering Rack And Pinion 2 New Front Sway Bar Links 2005-2019 Odyssey
Power Steering Rack And Pinion 2 New Front Sway Bar Links 2005-2019 Odyssey
156.75
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Power Steering Rack And Pinion Assembly 2 New Outer Tie Rod For Corolla Prizm
Power Steering Rack And Pinion Assembly 2 New Outer Tie Rod For Corolla Prizm
159.83
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Usa For Toyota 4runner Tacoma Complete Power Steering Rack And Pinion Assembly
Usa For Toyota 4runner Tacoma Complete Power Steering Rack And Pinion Assembly
134.87
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220  Power Steering Rack And Pinion Assembly Fits Acuramdx
220 Power Steering Rack And Pinion Assembly Fits Acuramdx
173.90
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Fit Toyota 4runner Tacoma Power Steering Rack And Pinion Assembly 4200--35042
Fit Toyota 4runner Tacoma Power Steering Rack And Pinion Assembly 4200--35042
134.86
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1979 - 93 Black Ford Mustang Manual Steering Rack Pinion Standard Tall Pinion
1979 - 93 Black Ford Mustang Manual Steering Rack Pinion Standard Tall Pinion
154.65
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Complete Power Steering Rack And Pinion Assembly Japan Built Model Vin J
Complete Power Steering Rack And Pinion Assembly Japan Built Model Vin J
168.44
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33 Power Steering Rack Assembly For  Acura Tsx  2005-2008
33 Power Steering Rack Assembly For Acura Tsx 2005-2008
195.00
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Complete Electric Power Steering Rack And Pinion Assembly For Focus 2012 - 2017
Complete Electric Power Steering Rack And Pinion Assembly For Focus 2012 - 2017
312.93
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Power Steering Rack And Pinion For Grand Prix Century Regal With Magnasteer
Power Steering Rack And Pinion For Grand Prix Century Regal With Magnasteer
159.84
View Details
Complete Steering Rack And Pinion Assembly For 2004-2008 Ford F-150 Mark Lt 2wd
Complete Steering Rack And Pinion Assembly For 2004-2008 Ford F-150 Mark Lt 2wd
186.45
View Details
Electronic Steering Rack And Pinion Assembly Outer Tie Rod Ends Hhr G5 Cobalt
Electronic Steering Rack And Pinion Assembly Outer Tie Rod Ends Hhr G5 Cobalt
126.35
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Complete Power Steering Rack And Pinion Assembly For 1994 - 2004 Ford Mustang
Complete Power Steering Rack And Pinion Assembly For 1994 - 2004 Ford Mustang
140.88
View Details
Power Steering Rack And Pinion For 2007 2008 2009-2013 Ford Edge Lincoln Mkx
Power Steering Rack And Pinion For 2007 2008 2009-2013 Ford Edge Lincoln Mkx
127.54
View Details
Power Steering Rack And Pinion Honda Civic 2006 2007 2008 - 2010 Non Hybrid Si
Power Steering Rack And Pinion Honda Civic 2006 2007 2008 - 2010 Non Hybrid Si
147.25
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Complete Electric Steering Rack And Pinion Chevy Hhr Pontiac G5 Saturn Ion
Complete Electric Steering Rack And Pinion Chevy Hhr Pontiac G5 Saturn Ion
108.30
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Complete Power Steering Rack Pinion Assembly For Chrysler Dodge Mini-vans
Complete Power Steering Rack Pinion Assembly For Chrysler Dodge Mini-vans
118.75
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Complete Power Steering Rack And Pinion Assembly For 2003 - 2008 Toyota Corolla
Complete Power Steering Rack And Pinion Assembly For 2003 - 2008 Toyota Corolla
156.05
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Complete Power Steering Rack And Pinion Assembly For Chevy Geo Toyota Corolla
Complete Power Steering Rack And Pinion Assembly For Chevy Geo Toyota Corolla
146.49
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Complete Power Steering Rack And Pinion Assembly Fits 2011 2012 2013 Kia Sorento
Complete Power Steering Rack And Pinion Assembly Fits 2011 2012 2013 Kia Sorento
148.20
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2001 2002 2003 2004 2005 Honda Civic Power Steering Rack Pinion Tie Rods Kit
2001 2002 2003 2004 2005 Honda Civic Power Steering Rack Pinion Tie Rods Kit
180.45
View Details
Chevy Impala Monte Carlo Grand Prix Century Regal Power Steering Rack And Pinion
Chevy Impala Monte Carlo Grand Prix Century Regal Power Steering Rack And Pinion
127.30
View Details
37 Power Steering Rack And Pinion Assembly Fits 2001 - 2003 Toyota Sienna
37 Power Steering Rack And Pinion Assembly Fits 2001 - 2003 Toyota Sienna
143.11
View Details
6 Power Steering Rack And Pinion Assembly Fits Silverado Classic 1500
6 Power Steering Rack And Pinion Assembly Fits Silverado Classic 1500
186.12
View Details
0346 Power Steering Rack And Pinion Assembly For 2003-2006 Ford Expedition
0346 Power Steering Rack And Pinion Assembly For 2003-2006 Ford Expedition
139.50
View Details
For 2002 - 2004 2005 Dodge Ram 1500 4x4 Power Steering Rack And Pinion Assembly
For 2002 - 2004 2005 Dodge Ram 1500 4x4 Power Steering Rack And Pinion Assembly
166.44
View Details
Complete Power Steering Rack And Pinion Assembly For 2008-2012 Ford Taurus
Complete Power Steering Rack And Pinion Assembly For 2008-2012 Ford Taurus
136.99
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Complete Power Steering Rack And Pinion Assembly For Acadia Enclave Sensor Type
Complete Power Steering Rack And Pinion Assembly For Acadia Enclave Sensor Type
131.38
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Steering Rack For 2006 07 08 09 2010 2011 2012 2013 2014 Toyota Rav4
Steering Rack For 2006 07 08 09 2010 2011 2012 2013 2014 Toyota Rav4
118.48
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Power Steering Rack And Pinion Assembly For 2007 2008 2009 - 2012 Nissan Altima
Power Steering Rack And Pinion Assembly For 2007 2008 2009 - 2012 Nissan Altima
120.94
View Details
Complete Power Steering Rack And Pinion Assembly Fits 2006 - 2011 Hyundai Accent
Complete Power Steering Rack And Pinion Assembly Fits 2006 - 2011 Hyundai Accent
122.55
View Details
Steering Rack And Pinion For 2001 2002 2003 2004 2005 2006 Hyundai Santa Fe
Steering Rack And Pinion For 2001 2002 2003 2004 2005 2006 Hyundai Santa Fe
136.79
View Details
Complete Power Steering Rack And Pinion Assembly For Gm Vehicles
Complete Power Steering Rack And Pinion Assembly For Gm Vehicles
132.99
View Details
56  Power Steering Rack And Pinion Fits 1999 2000 2001 - 2004 Honda Odyssey
56 Power Steering Rack And Pinion Fits 1999 2000 2001 - 2004 Honda Odyssey
148.52
View Details
Power Steering Rack And Pinion Assembly And 16mm Tie Rod For 2006-2010 Hummer H3
Power Steering Rack And Pinion Assembly And 16mm Tie Rod For 2006-2010 Hummer H3
237.47
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9pc Power Steering Rack And Pinion Ball Joint Tie Rod Set Sierra 1500 - 2wd
9pc Power Steering Rack And Pinion Ball Joint Tie Rod Set Sierra 1500 - 2wd
231.99
View Details
Power Steering Rack And Pinion Assembly 1999-2004 Ford Taurus And Mercury Sable
Power Steering Rack And Pinion Assembly 1999-2004 Ford Taurus And Mercury Sable
90.25
View Details
For 2004 - 2008 2009 2010 Toyota Sienna Power Steering Rack And Pinion Assembly
For 2004 - 2008 2009 2010 Toyota Sienna Power Steering Rack And Pinion Assembly
141.79
View Details
For Toyota Sequoia Tundra Complete Power Steering Rack And Pinion Outer Tierod
For Toyota Sequoia Tundra Complete Power Steering Rack And Pinion Outer Tierod
255.93
View Details
Power Steering Rack And Pinion Assembly For 2005 - 2009 Subaru Impreza Outback
Power Steering Rack And Pinion Assembly For 2005 - 2009 Subaru Impreza Outback
156.75
View Details
Complete Power Steering Rack And Pinion Assembly For Honda Accord 4 Cyl Only
Complete Power Steering Rack And Pinion Assembly For Honda Accord 4 Cyl Only
170.34
View Details
Power Steering Rack And Pinion Assembly For Acura Mdx 2003 2004 2005 2006
Power Steering Rack And Pinion Assembly For Acura Mdx 2003 2004 2005 2006
180.00
View Details
Complete Steering Rack Pinion Assembly Outer Tie Rod Ends For Stealth - 2wd
Complete Steering Rack Pinion Assembly Outer Tie Rod Ends For Stealth - 2wd
150.34
View Details
New Complete Power Steering Rack And Pinion Assembly Fit For Toyota Camry Lexus
New Complete Power Steering Rack And Pinion Assembly Fit For Toyota Camry Lexus
121.50
View Details
259  Power Steering Rack And Pinion Assembly Fits Jeepcompass Fwd
259 Power Steering Rack And Pinion Assembly Fits Jeepcompass Fwd
107.16
View Details
512 Power Steering Rack And Pinion Fits 2007 - 2012 Nissan Altima 2.5l
512 Power Steering Rack And Pinion Fits 2007 - 2012 Nissan Altima 2.5l
116.56
View Details

 

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While your budget is important, so is your credit. If you plan on obtaining a loan when you start visiting used car dealers, your credit score will contribute in what you can afford. If your credit is good, the bank may agree to work with you to lower your interest rate. If your credit is bad, the APR may be higher. Many of the larger used car dealers work hand-in-hand with banks to ensure they can assist people, regardless of their credit score, in obtaining the most effective possible loan rate and payment plan. Certainly, you may independently obtain your own financing before making an offer on a car. The choice is yours.

While negotiating, do not hesitate to take time to think of counter-offers, use the bathroom, or eat a meal. There should be no rush when making this decision, and the salesperson should help you feel secure.

In the maintenance section of your owner's manual, there is an oil change information section customized for your vehicle. Commonly, the manual will specify two service schedules, based on what they deem "normal" and "special" driving conditions. Decide which description best fits you and follow the advised schedule. If you are unable to locate your owner's manual, chances are you can find one online or maybe refer to Edmund's Maintenance Schedules, whose database includes makes as far back as 1980.