Purchasing a vehicle can be intimidating, especially if you've never bought one before. There are several steps you can take to prepare yourself and your bank account for this large purchase. Doing your homework now can prevent future headaches.

Additionally, consider gas mileage. If you have a long work commute, a gas-guzzling SUV may not be the best choice for you. You'll also want to think about how long you'll keep your new ride, because that will determine if its resale value is a concern. As you discover your needs, be sure to write them down.

Second, consider money; what is your price range? A typical rule-of-thumb is to set your highest budgeted amount at 20 % of your take-home pay. For example, someone making $50,000 should designate $10,000 as their maximum purchase price. When making this decision, you must take into account the cost of owning the car, paying for gas, and your other associated bills. You may adjust your budget accordingly.

Usa Car Steering Wheel Lock - Strong Heavy Duty Anti-theft Steering Wheel Lock
Usa Car Steering Wheel Lock - Strong Heavy Duty Anti-theft Steering Wheel Lock
23.99
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Steering Wheel Lock The Club Twin Hooks Anti Theft Universal Car Van Truck Suv
Steering Wheel Lock The Club Twin Hooks Anti Theft Universal Car Van Truck Suv
20.59
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Universal Anti-theft Car Steering Wheel Lock Security System Van Car Suv Truck
Universal Anti-theft Car Steering Wheel Lock Security System Van Car Suv Truck
17.69
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Universal Heavy Duty Steering Wheel Lock Anti Theft Rotary Security Safe Van Car
Universal Heavy Duty Steering Wheel Lock Anti Theft Rotary Security Safe Van Car
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Steering Wheel Lock The Club Car Anti Theft Truck Suv Auto Van Universal Red
Steering Wheel Lock The Club Car Anti Theft Truck Suv Auto Van Universal Red
18.49
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Double Hook Car Trunk Steel Steering Wheel Lock Anti Theft Extendable Stainless
Double Hook Car Trunk Steel Steering Wheel Lock Anti Theft Extendable Stainless
38.99
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Car Truck Suv Auto Aluminum Alloy Steel Steering Wheel Lock Anti Theft Security
Car Truck Suv Auto Aluminum Alloy Steel Steering Wheel Lock Anti Theft Security
27.59
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Universal Steering Wheel Lock Vehicle Car Security Key Alarm T-lock Anti Theft
Universal Steering Wheel Lock Vehicle Car Security Key Alarm T-lock Anti Theft
45.99
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Universal Car Steering Wheel Lock Vehicle Security Keyed Lock Anti Theft 2 Keys
Universal Car Steering Wheel Lock Vehicle Security Keyed Lock Anti Theft 2 Keys
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New 3 Way Steering Wheel Lock Heavy Duty Anti-theft Device For Car Truck
New 3 Way Steering Wheel Lock Heavy Duty Anti-theft Device For Car Truck
24.32
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Car Auto Steering Wheel Lock Universal Security Car Anti Theft Safety Alarm Lock
Car Auto Steering Wheel Lock Universal Security Car Anti Theft Safety Alarm Lock
23.69
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Car Auto Steering Wheel Lock Universal Security Car Anti Theft Safety Alarm Lock
Car Auto Steering Wheel Lock Universal Security Car Anti Theft Safety Alarm Lock
24.19
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Steering Wheel Lock The Club Car Anti Theft Truck Suv Auto Van Universal
Steering Wheel Lock The Club Car Anti Theft Truck Suv Auto Van Universal
23.79
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Anti-theft Security Rotary Steering Wheel Lock Top Mount For Suv Auto Car Great
Anti-theft Security Rotary Steering Wheel Lock Top Mount For Suv Auto Car Great
23.29
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Universal Black Car Steering Wheel Anti Theft Security Alarm Lock Retractable
Universal Black Car Steering Wheel Anti Theft Security Alarm Lock Retractable
41.85
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Brand New Car Security Anti Theft Steering Wheel Lock With 2 Keys Blackred
Brand New Car Security Anti Theft Steering Wheel Lock With 2 Keys Blackred
20.93
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Heavy Duty Truck Car Steering Wheel Lock Keyed Anti Theft Yellow New
Heavy Duty Truck Car Steering Wheel Lock Keyed Anti Theft Yellow New
25.00
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Anti Theft Baseball Steering Wheel Lock With 2 Keys Car Truck Security
Anti Theft Baseball Steering Wheel Lock With 2 Keys Car Truck Security
8.95
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Universal Auto Car Anti-theft Security Steering Wheel Lock Top Mount Car Lock
Universal Auto Car Anti-theft Security Steering Wheel Lock Top Mount Car Lock
36.99
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Car Auto Steering Wheel Alarm Lock Universal Security Car Anti Theft Safety Us
Car Auto Steering Wheel Alarm Lock Universal Security Car Anti Theft Safety Us
24.09
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Universal Vehicle Car Top Mount Steering Wheel Anti Theft Device Security Lock
Universal Vehicle Car Top Mount Steering Wheel Anti Theft Device Security Lock
32.29
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Universal Car Vehicle Suv Steering Wheel Lock Anti-theft Security Device Brown
Universal Car Vehicle Suv Steering Wheel Lock Anti-theft Security Device Brown
35.14
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Top Durable Universal Anti-theft Car Steering Wheel Lock For Van Car Suv Truck
Top Durable Universal Anti-theft Car Steering Wheel Lock For Van Car Suv Truck
17.65
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Anti Theft Pedal Steering Wheel Lock The Club Car Truck Auto Suv Red Universal
Anti Theft Pedal Steering Wheel Lock The Club Car Truck Auto Suv Red Universal
16.89
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New Double Steering Wheel Lock Anti-theft Extendable Auto Hook Carvan Security
New Double Steering Wheel Lock Anti-theft Extendable Auto Hook Carvan Security
22.79
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Universal Vehicle Steering Wheel Lock Car Security Lock Anti Theft Key Us Stock
Universal Vehicle Steering Wheel Lock Car Security Lock Anti Theft Key Us Stock
35.14
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Zone Tech Car Truck Steering Wheel Rotary Lock Anti Theft Security Heavy Duty Ne
Zone Tech Car Truck Steering Wheel Rotary Lock Anti Theft Security Heavy Duty Ne
17.50
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Universal Anti Theft Auto Car Steering Wheel Lock Security For Car Van Truck Suv
Universal Anti Theft Auto Car Steering Wheel Lock Security For Car Van Truck Suv
14.99
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Red Steering Wheel Lock Anti Theft Security Car Truck Suv Van Auto Pedal Style
Red Steering Wheel Lock Anti Theft Security Car Truck Suv Van Auto Pedal Style
15.89
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Universal Car Anti-theft T Style Heavy Security Rotary Steering Crook Wheel Lock
Universal Car Anti-theft T Style Heavy Security Rotary Steering Crook Wheel Lock
21.84
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Steering Wheel Lock The Club Twin Hooks Anti Theft For Car Van Truck Suv
Steering Wheel Lock The Club Twin Hooks Anti Theft For Car Van Truck Suv
16.99
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Steering Wheel Lock Club To Pedal Car Anti Theft Truck Auto Van Universal Safety
Steering Wheel Lock Club To Pedal Car Anti Theft Truck Auto Van Universal Safety
27.98
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Foldable Vehicle Car Steering Wheel Security Lock With 2 Keys Anti Theft Devices
Foldable Vehicle Car Steering Wheel Security Lock With 2 Keys Anti Theft Devices
30.00
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The Club Original Steering Wheel Lock Black Gold Rare Authentic Anti Theft Car
The Club Original Steering Wheel Lock Black Gold Rare Authentic Anti Theft Car
20.00
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Universal Steering Wheel Lock Vehicle Car Security Key Lock Anti Theft New
Universal Steering Wheel Lock Vehicle Car Security Key Lock Anti Theft New
35.14
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Foldable Car Vehicle Steering Wheel Lock Anti-theft Lock With Safety Hammer Us
Foldable Car Vehicle Steering Wheel Lock Anti-theft Lock With Safety Hammer Us
35.14
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Vehicle Steering Wheel Lock Twin Hooks Universal Fit Durable Car Security System
Vehicle Steering Wheel Lock Twin Hooks Universal Fit Durable Car Security System
37.99
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Universal Car Steering Wheel Lock Anti Theft 21.263.35 Inch Yellow With 2 Keys
Universal Car Steering Wheel Lock Anti Theft 21.263.35 Inch Yellow With 2 Keys
22.36
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Heavy Duty Steering Wheel Lock Anti Theft Rotary Security Safe Van Car Usa
Heavy Duty Steering Wheel Lock Anti Theft Rotary Security Safe Van Car Usa
25.29
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Practical T Shape Anti-theft Car Security Protection Steering Wheel Lock
Practical T Shape Anti-theft Car Security Protection Steering Wheel Lock
25.44
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Top Durable Steering Wheel Lock The Club Twin Hooks Anti Theft Universal Car
Top Durable Steering Wheel Lock The Club Twin Hooks Anti Theft Universal Car
20.99
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Heavy Duty Truck Car Steering Wheel Lock Keyed Lock Vehicle Safety Anti Theft
Heavy Duty Truck Car Steering Wheel Lock Keyed Lock Vehicle Safety Anti Theft
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The Club Brake Lock Vehicle Anti-theft Device Steering Wheel Driving Car Auto
The Club Brake Lock Vehicle Anti-theft Device Steering Wheel Driving Car Auto
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3 Way Steering Wheel Lock Heavy Duty Anti-theft Device For Car Truck
3 Way Steering Wheel Lock Heavy Duty Anti-theft Device For Car Truck
21.36
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Car Steering Wheel Bar Lock Security System Suv Auto Club Sale 1 Year Warranty
Car Steering Wheel Bar Lock Security System Suv Auto Club Sale 1 Year Warranty
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Universal Steering Wheel Lock Club To Pedal Car Anti Theft Truck Auto Van Safety
Universal Steering Wheel Lock Club To Pedal Car Anti Theft Truck Auto Van Safety
24.02
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Car Steering Wheel Lock The Club Lock Security System Anti Theft Yellow
Car Steering Wheel Lock The Club Lock Security System Anti Theft Yellow
33.58
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Steering Wheel Lock Universal Vehicle Car Truck Heavy Duty Security Anti-theft
Steering Wheel Lock Universal Vehicle Car Truck Heavy Duty Security Anti-theft
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Universal Heavy Duty Steering Wheel Lock Anti Theft Rotary Security Safe Van Car
Universal Heavy Duty Steering Wheel Lock Anti Theft Rotary Security Safe Van Car
22.99
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Universal Heavy Duty Steering Wheel Lock Anti Theft Rotary Security Safe Van Car
Universal Heavy Duty Steering Wheel Lock Anti Theft Rotary Security Safe Van Car
29.99
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Car Auto Steering Wheel Lock Universal Security Car Anti Theft Safety Alarm Lock
Car Auto Steering Wheel Lock Universal Security Car Anti Theft Safety Alarm Lock
41.39
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Steering Wheel Lock Anti Theft Security System Car Truck Suv Auto Club Sale New
Steering Wheel Lock Anti Theft Security System Car Truck Suv Auto Club Sale New
30.98
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The Club Steering Wheel Lock Anti Theft Car Truck Suv Auto Van Universal Red New
The Club Steering Wheel Lock Anti Theft Car Truck Suv Auto Van Universal Red New
22.03
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Steering Wheel Lock Anti Theft Security System Car Truck Suv Auto Club No Key
Steering Wheel Lock Anti Theft Security System Car Truck Suv Auto Club No Key
15.00
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Universal Car Auto Steering Wheel Lock Security Anti Theft Safety Lock W Key
Universal Car Auto Steering Wheel Lock Security Anti Theft Safety Lock W Key
27.65
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The Club Car Steering Wheel Lock - With Key
The Club Car Steering Wheel Lock - With Key
32.50
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Car Auto Steering Wheel Lock Universal Security Car Anti Theft Safety Alarm Lock
Car Auto Steering Wheel Lock Universal Security Car Anti Theft Safety Alarm Lock
47.99
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Universal Anti-theft Car Steering Wheel Lock Security System Van Car Suv Truck
Universal Anti-theft Car Steering Wheel Lock Security System Van Car Suv Truck
21.29
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Universal Auto Car Anti-theft Security Rotary Steering Wheel Lock Top Mount Suv
Universal Auto Car Anti-theft Security Rotary Steering Wheel Lock Top Mount Suv
39.59
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Universal Heavy Duty Steering Wheel Lock Anti Theft Rotary Security Safe Van Car
Universal Heavy Duty Steering Wheel Lock Anti Theft Rotary Security Safe Van Car
23.99
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Durable Universal Anti-theft Car Steering Wheel Lock For Van Car Suv Truck
Durable Universal Anti-theft Car Steering Wheel Lock For Van Car Suv Truck
17.00
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Universal Steering Wheel Alarm Lock Vehicle Car Security Key T-lock Anti Theft
Universal Steering Wheel Alarm Lock Vehicle Car Security Key T-lock Anti Theft
46.54
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Usa Car Steering Wheel Lock - Strong Heavy Duty Anti-theft Steering Wheel Lock
Usa Car Steering Wheel Lock - Strong Heavy Duty Anti-theft Steering Wheel Lock
25.33
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Durable Car 5 Digit Combination Steering Wheel Anti Theft Lock Bar Password Lock
Durable Car 5 Digit Combination Steering Wheel Anti Theft Lock Bar Password Lock
39.99
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Steering Wheel Lock Anti Theft Security System Car Truck. New See Picturesa17
Steering Wheel Lock Anti Theft Security System Car Truck. New See Picturesa17
20.00
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3 Way Steering Wheel Lock Heavy Duty Anti-theft Device For Car Truck Hot
3 Way Steering Wheel Lock Heavy Duty Anti-theft Device For Car Truck Hot
33.99
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Universal Anti Theft Lock Car Top Mount Steering Wheel Security Device 2 Keys
Universal Anti Theft Lock Car Top Mount Steering Wheel Security Device 2 Keys
32.02
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Steering Wheel Lock Club To Pedal Car Anti Theft Truck Auto Van Universal Safety
Steering Wheel Lock Club To Pedal Car Anti Theft Truck Auto Van Universal Safety
32.26
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Steering Wheel Lock Anti-theft Security System Car Truck Auto Lock Devices Blue
Steering Wheel Lock Anti-theft Security System Car Truck Auto Lock Devices Blue
26.96
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Universal Car Truck Baseball Steering Wheel Anti-theft Lock Security Guard Tool
Universal Car Truck Baseball Steering Wheel Anti-theft Lock Security Guard Tool
39.99
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Foldable Vehicle Car Steering Wheel Security Lock With 2 Keys Anti Theft Devices
Foldable Vehicle Car Steering Wheel Security Lock With 2 Keys Anti Theft Devices
38.98
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3 Way Steering Wheel Lock Heavy Duty Anti-theft Device For Car Truck
3 Way Steering Wheel Lock Heavy Duty Anti-theft Device For Car Truck
17.49
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3 Way Steering Wheel Lock Heavy Duty Anti-theft Device For Car Truck
3 Way Steering Wheel Lock Heavy Duty Anti-theft Device For Car Truck
21.45
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Universal Car Vehicle Steering Wheel Lock Anti-theft Security Device Gray Us
Universal Car Vehicle Steering Wheel Lock Anti-theft Security Device Gray Us
35.14
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2pc Steering Wheel Lock Anti Theft Security System Car Truck Suv Auto Club Sale
2pc Steering Wheel Lock Anti Theft Security System Car Truck Suv Auto Club Sale
35.98
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Universal Auto Anti Theft Car Security Rotary Steering Wheel Lock Us Seller
Universal Auto Anti Theft Car Security Rotary Steering Wheel Lock Us Seller
25.59
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New Codealarm Steering Wheel Lock Anti Theft Universal Car Van Truck Code Alarm
New Codealarm Steering Wheel Lock Anti Theft Universal Car Van Truck Code Alarm
15.95
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Universal Car Steering Wheel Lock Security Car Anti Theft Safety Alarm Lock Usa
Universal Car Steering Wheel Lock Security Car Anti Theft Safety Alarm Lock Usa
27.68
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The Club Steering Wheel Lock Red - Car Automobile Safety
The Club Steering Wheel Lock Red - Car Automobile Safety
25.00
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Car T Style Security Steering Wheel Lock Anti-theft Device Secure Tough Steel
Car T Style Security Steering Wheel Lock Anti-theft Device Secure Tough Steel
28.40
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The Armored Bar Anti Theft Steering Wheel Lock Auto Car Yellow 4520
The Armored Bar Anti Theft Steering Wheel Lock Auto Car Yellow 4520
29.99
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Steering Wheel Lock For Vehicle Car Security Keyed Lock Anti Theft New
Steering Wheel Lock For Vehicle Car Security Keyed Lock Anti Theft New
23.59
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New 3 Way Steering Wheel Lock Heavy Duty Anti-theft Device For Car Truck
New 3 Way Steering Wheel Lock Heavy Duty Anti-theft Device For Car Truck
26.80
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Universal Auto Car Steering Wheel Anti-theft Three-direction Safety Lock Devices
Universal Auto Car Steering Wheel Anti-theft Three-direction Safety Lock Devices
30.68
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New Auto Anti Theft Security Car Steering Wheel With Lock Vehicle Hot
New Auto Anti Theft Security Car Steering Wheel With Lock Vehicle Hot
46.61
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1pcs Steering Wheel Lock Anti Theft Security System Car Truck Suv Auto Club
1pcs Steering Wheel Lock Anti Theft Security System Car Truck Suv Auto Club
21.88
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Heavy Duty Universal Auto Anti Theft Car Security Rotary Steering Wheel Lock Usa
Heavy Duty Universal Auto Anti Theft Car Security Rotary Steering Wheel Lock Usa
19.88
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Auto Car Steel Pickup Steering Wheel Lock Anti Theft Safety Alarm Lock Security
Auto Car Steel Pickup Steering Wheel Lock Anti Theft Safety Alarm Lock Security
67.99
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Universal Car Steering Wheel Security Lock With 2 Keys Anti-theft Devices Us
Universal Car Steering Wheel Security Lock With 2 Keys Anti-theft Devices Us
32.03
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Auto Car Truck Anti-theft Security Rotary Steering Wheel Lock With Keys
Auto Car Truck Anti-theft Security Rotary Steering Wheel Lock With Keys
17.99
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Anti Theft Lock Car Vehicle Top Mount Safety Steering Wheel Security With 2 Keys
Anti Theft Lock Car Vehicle Top Mount Safety Steering Wheel Security With 2 Keys
30.00
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Durbale Car Truck Security Anti-theft Steering Wheel Lock With 2 Keys
Durbale Car Truck Security Anti-theft Steering Wheel Lock With 2 Keys
26.97
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The Pedal To Steering Wheel Lock Vehicle Anti Theft Device Fits Most Cars
The Pedal To Steering Wheel Lock Vehicle Anti Theft Device Fits Most Cars
28.99
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Golf Cart Car Truck Security Anti-theft Lock Device Steering Wheel Lock Red New
Golf Cart Car Truck Security Anti-theft Lock Device Steering Wheel Lock Red New
27.99
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Vintage The Club Steering Wheel Lock Car Automobile 1 Red
Vintage The Club Steering Wheel Lock Car Automobile 1 Red
29.99
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1x Blue Steering Wheel Lock Anti Theft Security System Car Truck Suv Auto Club
1x Blue Steering Wheel Lock Anti Theft Security System Car Truck Suv Auto Club
27.00
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Steering Wheel Security Anti Theft Car Auto Anti Theft Steel Tough Security Lock
Steering Wheel Security Anti Theft Car Auto Anti Theft Steel Tough Security Lock
26.50
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Heavy Duty Anti-theft Security Rotary Car Steering Wheel Lock Mount Fr Suv Auto
Heavy Duty Anti-theft Security Rotary Car Steering Wheel Lock Mount Fr Suv Auto
19.95
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Auto Car Steering Wheel Lock 4 Positions Security Anti-theft Carstrucksvansuv
Auto Car Steering Wheel Lock 4 Positions Security Anti-theft Carstrucksvansuv
33.99
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Anti-theft Security Rotary Steering Wheel Lock Top Mount For Suv Auto Car New
Anti-theft Security Rotary Steering Wheel Lock Top Mount For Suv Auto Car New
23.99
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While your budget is essential, so is your credit. If you plan on taking out a loan when you start visiting used car dealers, your credit score will play a role in what you can afford. If your credit is good, the bank may be willing to work with you to lower your interest rate. If your credit is bad, the APR may be higher. Many of the larger used car dealers work hand-in-hand with banks to ensure they can assist people, regardless of their credit score, in obtaining the best possible loan rate and payment plan. Of course, you may independently obtain your own financing before making an offer on a car. The choice is yours.

Next, check the vehicle history on a site like Carfax.com. If the vehicle checks out, schedule a test drive of the car, and try to test it on roads like the ones you would typically encounter during your day-to-day routine. Ask any used car dealers you visit for records. After considering all the aspects of the car and whether it fits your budget, make an offer to a trusted salesperson.

Spring and summer is a time of change and new beginnings. There's something about the longer days and the warmer weather that pulls out of our winter funks and gets us feeling motivated to take control of things and shake up their lives for the better.